Auto Insurance

At Gulf Coast Educators Insurance Services, we are here to help you with all your Texas auto insurance needs, including both calculating the best rates and helping you understand your insurance. In addition to auto insurance, we also provide truck, motorcycle, and boat coverage.

While insurance doesn't cover basic wear and tear on your vehicle, it is a necessary precaution to help you in the event of an accident resulting in either damage to your or another's vehicle, or injury to anyone involved. Without insurance, you would be on your own to cover the financial costs out-of-pocket, which can often total thousands of dollars.

In Texas, it is legally required to have at minimum liability coverage, which pays to repair another driver's car and medical bills if you cause an accident. Additional insurance coverages are available to cover damage to your own vehicle, as well as medical coverage for yourself and your passengers.

In general, many factors go into calculating insurance premiums, including age, driving record, and credit score. Other factors such as safety devices (airbags, antilock brakes) in your vehicle, more than one car on a policy, and completion of a defensive driving course are used to reduce your premium. Gulf Coast Educators Insurance Services is a subsidiary of the Credit Union Financial Group, which is a federal network of credit unions striving to provide members with reliable and customizable insurance products at the best rates. We can negotiate some of the best auto quotes around, meaning that you can start on the best track towards an auto insurance policy most suited to your needs.

At Gulf Coast Educators Insurance, we strive to provide insurance products with quality protection and value-added service. Call us today for a quote, and we will answer any questions about insurance premiums, deductibles, and finding the right coverage for you.